Mortgages for all your needs!

Purchase

Buying a new home is a big step, but it doesn't have to be stressful.

Why Use a Mortgage Broker?

A mortgage broker can simplify the process and help you secure the most appropriate deal. Our expert brokers at Naomi Financial can:

• Help you find the perfect mortgage: We'll scour the market to find the most suitable mortgage rates and deals tailored to your specific needs.
• Handle the paperwork: We'll take care of the complex paperwork and liaise with lenders on your behalf.
• Negotiate on your behalf: We'll negotiate with lenders to secure the most appropriate terms.
• Guide you through the process: We'll be there every step of the way, from application to completion.

Let us help minimise the stress of your home buying journey. Contact Naomi Financial today for a free, no-obligation consultation.

Product Transfers

A Product Transfer is a straightforward way to switch your existing mortgage to a new deal with your current lender.

This can be a great option if you're looking to:

• Reduce your monthly repayments: Take advantage of lower interest rates if they're available from your current lender.
• Change your mortgage term: Adjust your mortgage term to suit your needs.
• Switch to a different mortgage type: Explore other types of mortgages such as fixed-rate or variable-rate mortgages etc.

Why Choose a Mortgage Broker for Your Product Transfer?

At Naomi Financial, our expert mortgage brokers can streamline the product transfer process for you. This is what we can do for you:

• Assess your options: Evaluate the most appropriate deals available from your current lender.
• Handle the paperwork: We'll take care of the complex paperwork and liaise with your lender.
• Negotiate on your behalf: We'll negotiate for the most appropriate terms and conditions.
• Provide expert advice: Our experienced team will guide you through the process, ensuring you make informed decisions.

By choosing Naomi Financial, you can save time, reduce stress, and secure the right deal for your product transfer. Let us handle the complexities, so you can focus on what matters most.

Additional Borrowing

If you need to release some money from the equity in your home, additional borrowing from your current mortgage lender could be a great way to fund that next project or pay for that major life event!

Here are some of the reasons why you might want to take out additional borrowing:

• Home improvements: If you've got some big plans for your current home and you can't wait for your remortgage date, additional borrowing could help release some money from the equity in your home in order to carry out the project you've been dreaming of.
• Debt consolidation: You may have some other debts that you'd like to switch to a cheaper rate. Whether that be an unsecured loan or credit cards etc. and reducing the interest rates on these debts can have a positive impact on your day to day finances.
• Streamline your payments: You may have multiple debts that do not necessarily have high interest rates but you want to simplify your finances to make one monthly payments instead of multiple payments to different creditors and have a pre-determined end date to those payments.
• A big purchase!: You may need a big injection of capital for a wedding or you'd like to buy a car. Rates through additional borrowing from your current lender can be lower than borrowing other ways and you'll know up front when it'll be paid off.
• To buy more property: You may be looking to start your own buy to let property empire and releasing some money from your home could be a great way to get started.

If you'd like us to help you secure some additional borrowing from your current lender then get in touch!